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    Should You Rent or Buy?

    The most comprehensive rent vs buy calculator on the internet. Factor in opportunity cost, tax savings, appreciation — everything.

    Your Numbers

    Renting

    $
    %

    Buying

    $
    %
    %
    yr
    %
    $/yr
    %
    $/mo
    %

    Market Assumptions

    %
    %
    %
    yr

    Buying wins.

    Over 7 years, buying saves you $42,689 compared to renting.

    Total Rent Cost

    $183,899

    Net Buy Cost

    $141,210

    Buying breaks even at year 2

    Monthly Mortgage

    $2,023

    Home Equity Built

    $219,580

    Total Interest Paid

    $139,232

    Investment Opportunity Cost

    $48,463

    Future Home Value

    $508,912

    Total Savings

    $42,689

    Cumulative Cost Over Time

    • Buying (net)
    • Renting
    Y1Y2Y3Y4Y5Y6Y7$0$50k$100k$150k$200k

    Monthly Cost Comparison

    • Buy/mo
    • Rent/mo
    Y1Y2Y3Y4Y5Y6Y7$0k$1k$1k$2k$3k

    Frequently Asked Questions